Walmart Rewards Mastercard | Walmart Canada (2024)

  • Walmart Rewards Mastercard | Walmart Canada (1)

    Say yes to a $45 bonus today*Say yes to a $45 bonus today*

    And start saving big.Apply now

  • Walmart Rewards Mastercard | Walmart Canada (2)

    Earn big Rewards on AppleEarn big Rewards on Apple

    Earn 5% in Reward Dollars on Apple products*Shop

The math is that simpleRedeem your rewards for free‡ stuff.Apply now
Every dollar countsGet your Walmart Rewards™ Mastercard® and start earning today.*Apply now

Walmart Rewards World Mastercard

What are the features and benefits of the Walmart Rewards™ World Mastercard®?

Earn Walmart Reward DollarsTM even faster:
• 3% at Walmart.ca1
• 1.25% at gas stations2
• 1.25% at Walmart stores in Canada3
• 1% everywhere else

Liability Protection4: gives you peace of mind knowing your card is protected against fraudulent purchases.
Mastercard Global ServiceTM: get emergency cash, replace your lost or stolen card, and more, available 24/7 anywhere in the world.
Free Extended Warranty Plan5: doubles the manufacturer’s regular repair services warranty for up to an additional warranty year on eligible purchases made on your card.
Free Purchase Assurance5: protection against theft, loss or damage in the first 90 days on eligible purchases made on your card from the date of the purchase.
No annual fee.
Your Walmart Reward Dollars balance will transfer over to your new card.
You’ll continue to enjoy your current credit limit.
New premium card design.

How do I know if I am eligible for the Walmart Rewards™  World Mastercard®?

Existing Walmart RewardsTM Mastercard® cardholders can qualify for the World card by spending $15,000 or more on their Walmart Rewards Mastercard in the previous 12 months.
New applicants for a Walmart RewardsTM Mastercard® will be eligible for the World card if they have an annual household income of $100,000 or more. Standard credit and other approval criteria apply.

I just applied for the Walmart Rewards™ Mastercard®; how do I know which card I will receive?

Your application will be reviewed based on the card approval criteria and if you are approved, you will receive either the Walmart RewardsTM Mastercard® or Walmart RewardsTM World Mastercard® in the mail.

Will my existing supplementary cards be converted to a Walmart Rewards™ World Mastercard® if I am approved for it?

Yes, supplementary accounts will be converted to a World card as well.

I am an existing cardholder and would like to upgrade to World Mastercard®. What can I do?

Existing Walmart RewardsTM Mastercard® cardholders are eligible to upgrade to a World card by spending $15,000 or more on their card in the previous twelve months (that is approximately $1,250 per month).

What other benefits does the Walmart Rewards™ World Mastercard® offer?

In addition to the benefits outlined above, the Walmart RewardsTM World Mastercard® also comes loaded with premium benefits from Mastercard such as:
Boingo Wi-Fi for Mastercard - access to over 1 million hotspots worldwide – all at no added cost, and no added fees or roaming charges
Exclusive offers  - to help you get even more from the Walmart RewardsTM World Mastercard®

Visit Mastercard’s website for a full list of all Mastercard-provided benefits: mastercard.ca/world

Where do I find my card number, expiry date and CVC number on my new World plastic?

The new Walmart RewardsTM World Mastercard® unveils a new vertical card design. Rest assured; your new plastic works the same as your old card. The 16-digit credit card number can be found on the back of the card in two lines. When shopping online, simply enter this number as usual, reading the number from left to right, top line first, bottom line second.
The expiry date and CVC number are both located under the card number.
Walmart Rewards Mastercard | Walmart Canada (5)

What insurances does the Walmart Rewards™ World Mastercard® include?

Your Walmart Rewards World Mastercard® covers you with:
Purchase Assurance Protection against theft, loss or damage in the first 90 days on eligible purchases made on your card from the date of the purchase.5
Extended Warranty Protection which doubles the manufacturer’s regular repair services warranty for up to an additional warranty year on eligible purchases made on your card.5

Walmart Rewards Mastercard

Why choose Walmart Rewards™ Mastercard®?

Walmart RewardsTM Mastercard® has no annual fee and lets you easily spend your Walmart Reward DollarsTM like cash* on your choice of virtually anything Walmart sells online and in store. That’s over a million plus items!
Earn Walmart Reward DollarsTM on all your purchases
• 1.25% at Walmart stores and online at Walmart.ca
• 1% At any gas station
• 1% Everywhere else

No annual fee.

How can I earn Walmart Reward Dollars™?

You can earn Walmart Reward DollarsTM by using your Walmart Rewards Mastercard or your Walmart Rewards World Mastercard with every purchase you make on the card. Apply now!

Where can I redeem Walmart Reward Dollars™?

Walmart Reward DollarsTM can be redeemed at Walmart stores in Canada and online at Walmart.ca. You can redeem Walmart Reward Dollars in $5 increments for virtually anything Walmart sells.

How do I redeem Walmart Rewards Dollars™ on Walmart.ca

When you are selecting your payment method on the “Check-Out” screen, you will see the option to “Redeem Walmart Reward DollarsTM in the left-hand column. Once you select this option, you will be able to choose how many rewards to redeem, in $5 increments. Once you have set the rewards amount, you’d like to redeem, click ‘Apply’. (If you don’t wish to redeem rewards, don’t click the Apply button and continue with your transaction as usual.) On the “Order Confirmation” page, you’ll see how many Walmart Reward DollarsTM were applied to your payment and the remaining payment amount that will be charged to your card.

Where and how do I manage my Walmart Reward™ Dollars?

It’s simple! Always know your Walmart Reward Dollars balance in 3 simple ways:
1. Every time you use your card at Walmart stores, the credit card reader will show you how many Reward Dollars you have earned and available to redeem.
2. Every time you use your card shopping online at Walmart.ca, at checkout when you select the Walmart RewardsTM Mastercard® – or better yet have it set as your default method of payment to ensure you are earning rewards with all your Walmart.ca purchases.
3. When you Sign-in to your Walmart RewardsTM Mastercard® online account you will get up to date Reward Earned Balance.
Your Walmart Reward Dollar balance is also included in your monthly account statements.
Always know how many Walmart Reward DollarsTM you have earned and can redeem by tracking your balance in the following ways:
• Every time you use your card at Walmart, the credit card reader will show you how many Walmart Reward Dollars you have available to redeem.
• Access your account online at www.walmartrewardsmc.ca at any time to access your Walmart Reward Mastercard account (where you can view your balance, statements, transaction history and more).
• You will receive either a paper or electronic statement with your account balance, activity, transaction history, credit limit, and Walmart Reward Dollars balance every month.

What can I redeem my Walmart Reward™ Dollars for?

You can redeem your Walmart Reward Dollars™ for anything Walmart sells online or in-store. That includes Walmart.ca online grocery orders as well as items sold by Marketplace sellers. Please note, Walmart Reward Dollars™ cannot be redeemed for cash or the purchase of tobacco, lottery tickets, alcohol, and prescription medication.

Can I redeem Walmart Reward Dollars™ for items sold by Marketplace sellers on Walmart.ca?

Walmart Rewards Dollars™ can be redeemed for anything sold on Walmart.ca. This includes the ever-growing selection of authentic items sold by Marketplace sellers.

Can I redeem Walmart Reward Dollars™ for Grocery purchases on Walmart.ca?

Yes! Walmart Reward Dollars can be redeemed for anything sold on Walmart.ca including groceries! Imagine doing your grocery shopping AND getting items for FREE‡ with Walmart Reward DollarsTM from the convenience of your home.

Can I redeem Walmart Reward Dollars™ for AutoSave purchases?

You are able to redeem Walmart Reward DollarsTM towards your first AutoSave delivery each time you set up an AutoSave subscription. Future AutoSave purchases are billed when they ship (e.g., each month) and your order will be charged to the credit card at that time. For this reason, Walmart Reward DollarsTM can’t be redeemed for the future AutoSave deliveries.

How do I cancel a Walmart Reward Dollars™ redemption on Walmart.ca?

If you decide against redeeming Walmart Reward DollarsTM after placing an order on Walmart.ca, please cancel the order within 30 minutes. The rewards will then be refunded to your account.

What if I decide to return an item to the store that I’ve purchased on Walmart.ca and redeemed Walmart Reward Dollars™ for?

When you return your purchase, your rewards will be refunded to your Walmart Rewards™ Mastercard® account. If you return a portion of an order, partial rewards will be refunded. Almost anything you buy on Walmart.ca can be returned within 90 days (some exceptions apply). For items sold by Marketplace sellers, each seller on Walmart.ca has its own return policy, which may differ from Walmart’s corporate return policy. To learn about the return policy for a Marketplace item you purchased or are interested in purchasing, please refer to the seller’s individual return policy on the product page.

How do I set up and manage my Walmart Rewards Mastercard account online?

Get started today. Register your card online by clicking the ‘Sign-in’ button on the Walmart Reward Mastercard homepage. Or click here to take you directly there www.walmartrewardsMC.ca
In 3 easy steps, you’ll have access to your transactions, account and reward information online – anywhere, anytime
• Read and accept the Terms & Conditions
• Set up a Username and password
• Verify your account, and sign-in
(Be sure you have an email address attached to your Walmart Rewards Mastercard account – so that we are able to set up your online account and verify you.)

How do I activate my card?

Call 1-888-779-2977 to activate your card and start earning Walmart Rewards Dollars everywhere you shop.

How can I sign up for paperless statements?

If you wish to receive your communications and statements electronically and not receive paper versions of them in the mail, simply follow these steps:
1. Sign up or Sign-in to your Walmart Rewards Mastercard online account here.
2. Select ‘Go Paperless’ tab from the main drop-down menu.
3. Go to the Paper Statements section and click the button to “Turn Off” to turn Paper Statement OFF.

By enrolling in paperless (turning “off paper statements) you will receive an email reminder each month when your statement is available, and you will no longer receive these documents in the mail. You may change your communication choice at any time.
Note: Depending on your enrolment date, you will continue to receive statements and letters for one or more statement cycles. To learn more about Electronic Delivery of Communication and Statements, click here.

Where is the Walmart Rewards Mastercard accepted?

You can use your Walmart Rewards Mastercard anywhere Mastercard is accepted.

What should you be aware of before agreeing to sign up for optional products on credit cards?

Before you agree (verbally or in writing, in paper or electronic form) to sign up for an optional product or service, the Bank must provide you with a summary (written or verbal) that contains the following information about the option al service or product:
• A description of the product or service
• The terms of the agreement
• How to cancel the product or service
• All related fees and costs for the product or service, or information about how the fees will be calculated
• An example to illustrate the method
If you consent verbally, the Bank must provide you, without delay, with written confirmation of your consent for the new product or service The Bank may also provide this confirmation electronically if you so choose.
For more information please visit Consenting for optional products.

How does credit card fraud happen?

Credit card fraud happens when someone steals your credit card, credit card information or personal identification number (PIN) and uses it without your permission to:
• Make a purchase at a place of business
• Make a purchase or transaction online
• Make a purchase or transaction by telephone
• Withdraw money from an automated teller machine (ATM)
A person can steal your credit card or credit card information by:
• Going through your garbage or mailbox to find credit card statements or other banking information • Swiping your credit card through a device that copies the information stored on the magnetic stripe of your card
• Hacking into the computers of companies and stealing credit card information
• Installing small devices on payment terminals that record your credit card information
• Phishing, that is, sending you an email that looks like it comes from a real business asking for credit card information
• Asking you to use your credit card on an illegitimate website to make a "purchase"

How can I protect my credit card from fraud?

Prevent credit card fraud by protecting your credit card and your personal information.
Chip cards
In Canada, all federally regulated financial institutions must decline any magnetic stripe transactions.
All newly issued Canadian credit cards have a computer chip that makes transactions more secure. The computer chip works with your PIN to make sure you give permission for each transaction This helps protect you against fraud if someone steals your card. Credit cards with computer chips still have magnetic stripes This is so you may use them in countries that don't have chip-reading technology.
Keep your PIN a secret.
Choose a PIN that is difficult to guess. For example, avoid using your birthday, Social Insurance Number, address or telephone number as your PIN.
Make sure you do the following to keep your PIN secret:
• Never share your PIN with another person, not even a family member or partner
• Try to memorize your PIN rather than writing it down
• If you write it down, make sure you keep it in a safe place away from your credit card
• Change your PIN often
For more information, please click Credit Fraud.

About Walmart Rewards Mastercard | Walmart Canada

About Walmart Rewards Mastercard

Take your money further with Walmart Rewards Mastercard. With the Walmart Mastercard, you’ll be able to earn on your everyday spending. You can redeem your rewards for free stuff at Walmart Canada and save more. Remember, there is no limit to how much you can earn! This Walmart credit card in Canada has a lot of free perks. Over $400 million in free groceries and goods at Walmart have been received since 2010. You can redeem rewards anywhere Mastercard is accepted. You can also find your Walmart Mastercard balance on our site and login. You can also make a payment to your Walmart Mastercard. Fill out a Walmart Mastercard application now and receive a $45 bonus when you sign up. Walmart is here to help you save more and live better!

Walmart Rewards Mastercard | Walmart Canada (2024)

FAQs

Does Walmart have a rewards program in Canada? ›

Walmart Reward Dollars can only be redeemed at participating Walmart retail locations in Canada and online at Walmart.ca for payment (or partial payment) of goods and services. Walmart Reward Dollars cannot be redeemed for cash and cannot be redeemed for more than the equivalent dollar value of your Purchase.

Is a Walmart credit card worth it in Canada? ›

Is the Walmart Rewards Mastercard worth it? Because the Walmart Rewards Mastercard has no annual fee and pays rewards on all purchases, there's little downside to signing up for one. There may, however, be another credit card with better rewards and features for your personal needs.

How do I check my Walmart Mastercard balance in Canada? ›

You can check your card balance online for free at www.vanillaprepaid.com or by calling customer service (Mastercard: 1-800-652-9174, Visa: 1-844-864-6951). You should know your card balance before you shop, as merchants cannot determine the balance on your card.

How do I log into my Walmart Rewards Mastercard? ›

To log in to your Walmart Credit Card account, go to the login page on the Capital One website or mobile app and enter your username and password in the appropriate fields. This is how you can log in to your Walmart® Store Card online account, too.

Can I get Walmart card in Canada? ›

Walmart Canada offers two credit cards issued by Fairstone Bank of Canada: The Walmart Rewards Mastercard.

How do I redeem my walmart Rewards dollars in Canada? ›

You can redeem your Walmart Reward™ Dollars for anything Walmart sells online or in-store. That includes Walmart Marketplace and Online Grocery purchases at Walmart.ca. Note: Walmart Reward™ Dollars cannot be redeemed for cash, or the purchase of tobacco, lottery tickets, alcohol, and prescription medication.

Does Walmart Rewards Mastercard Canada have foreign transaction fees? ›

For foreign currency transactions, the foreign currency conversion markup percentage charged is 2.5% of the amount of the charge or credit transaction as converted first into U.S. Dollars and then into Canadian Dollars at the exchange rates charged to us by Mastercard International on the date we post the transaction ...

What bank is Walmart Mastercard Canada? ›

Thank you for choosing the Walmart Rewards Mastercard. Your Card is issued by Fairstone Bank of Canada and has no annual fee.

Why is it so hard to get a Walmart Mastercard? ›

Not everyone gets approved for the Walmart Credit Card (see Rates & Fees) as it requires at least fair credit (640+ credit score) and enough income to afford minimum monthly payments.

Can you use Walmart Mastercard internationally? ›

Since the Capital One Walmart Rewards card* can be used anywhere Mastercard is accepted, cardholders have the ability to use the card abroad — and without paying a foreign transaction fee. This saves you the 3% fee many other cards charge for purchases made outside the U.S.

How do I contact Walmart Mastercard Canada? ›

Click 'Create a new message' button to send us a secure message. By phone: Call us at 1.888.331.6133, or collect at 1.647.788.2929 if you are outside Canada and the U.S.

Is Walmart Rewards Mastercard worth it? ›

Editor's Review

The Capital One Walmart Rewards® Mastercard® is a good credit card for people who frequently shop at Walmart, especially Walmart.com. The Walmart Card's rewards rates range from 1% to 5% back, depending on the type of purchase made.

Can I use my Walmart Rewards Mastercard anywhere? ›

Yes, you can use your Walmart Rewards Mastercard anywhere that Mastercard is accepted (which is most places). The only downside is you'll earn slightly less rewards on purchases made at places other than Walmart (1% instead of 1.25%).

Is my Walmart Rewards card a Mastercard? ›

The Capital One® Walmart Rewards™ Mastercard can be used for Walmart purchases and anywhere else that Mastercard is accepted. The Walmart Rewards™ Card can only be used for Walmart purchases (Walmart.com, in the Walmart App(s), in stores, and at Walmart and Murphy USA Gas Stations).

Does Walmart Canada have benefits? ›

Walmart Canada offers competitive pay and benefits in the retail industry, and we're always making improvements. Our associates can receive 12 weeks of top-up pay through our maternity, parental and adoption leave benefit program.

Does Walmart do cashback in Canada? ›

Get 1% of the price back with our Walmart Canada cash back offers. Sign up for free and just shop with Walmart Canada as normal. Our average member earns over $450 Cash Back a year.

Does Walmart Canada have Walmart Plus? ›

Walmart+ costs $98 a year, or $12.95 a month, with a 15-day free trial period. Delivery Pass now expands this basic concept to the Canadian market. Walmart Canada operates a chain of more than 400 stores across Canada, as well as a flagship online store.

Is there such a thing as Walmart rewards program? ›

Walmart launched its Rewards initiative in August 2022 as a special feature of the Walmart+ membership program. If you didn't pay for Walmart+, which is $98 a year, you didn't have access to rewards.

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